Mortgages – 99.9% Guaranteed Approval (OAC)
When working with one of our top mortgage brokers, we will make sure you are getting a mortgage that works for you! We guarantee that our excellent service cannot be beat.
whether you are a first-time home buyer, looking to up size, invest, & or wanting to get some hard-earned cash out by re financing your home equity, we will be dedicated to finding you the lowest rate on your mortgage. Apply Today
We Go above & beyond to find you the best rate.
Best Mortgage Rates in Alberta
Pre qualify in minutes
Once you have been given the green light for a mortgage, our team can conduct a full-scale verification procedure prior to your house hunting. The Mortgage Team member assigned to you will assess your earnings, lender requirements, and insurer prerequisites to determine what you can afford and what your monthly payments could be.
Our team will delve into the advantages of both short and long-term mortgage rates, current programs on offer, and the best mortgage products for your personal situation, as well as the additional expenses you may encounter when buying a home.
While you search the market, we can lock in the interest rates for up to 120 days. With this rate securely locked in, you are assured that your mortgage rate will stay at that level or better. If rates plunge, your secured rate decreases too. However, if rates soar, you maintain the original locked-in rate, ensuring that you receive the best interest rate during the pre-approval process.
Want to learn more about our mortgage services?
Here at Beyond, we offer variety of mortgage services to help meet the needs of our clients. We connect you with the right mortgage brokers that are determined to find you the best solution for your next mortgage.
Explore our mortgage services below:
FIRST TIME HOME BUYER
Have you always dreamed of owning your own home? At beyond, we make that dream a reality by providing you with right mortgage brokers that will give you the best rate, better mortgage, and simple, stress-free process. Our mortgage partners give you the right advice and always put your first with the freedom of checking all the lenders securing you the lowest interest rates the industry has to offer.
BUYING YOUR NEXT PROPERTY
Moving on up, out, or looking to add a property to grow your real estate portfolio? Buying your next home can be a whole other level of exciting, and things can happen fast.
There’s a lot to consider as you juggle mortgages and decisions this time around. Your better rate and right mortgage product are more important than ever to help you save as much as possible and to ensure you have the best (mortgage) strategy going forward.
RENEWALS & TRANSFERS
Speak to us first before you sign. We’ll beat the rate and save you cash.
We Work Harder to find you the best rate.
Your mortgage renewal time starts around 120 days (4 months) before the end of your current mortgage term. It’s an important time to explore your options — don’t sign without talking to us.
Its time to go beyond for a better rate.
A beyond Mortgage realty we connect you with the best mortgage brokers who are competitive on your behalf. We Check with all lenders including with your bank because Finding you the best rate is our favorite thing to do!
REFINANCE YOUR PROPERTY
A refinance means that you want, or perhaps need, to renegotiate your existing mortgage loan to replace it with a new one that is a better fit for you — usually to access more equity in your home or for better mortgage options.
Here at Beyond, we connect you with the right Mortgage brokers that can take a look at your particular situation, quickly sort out the pros and cons, and outline any benefits to help you decide if a refinance is right for you.
HOME EQUITY LOAN OR LOC
Convert your home’s equity into liquid cash with our home equity loan. Borrowers can access up to 80% of the equity built up on their property with protection.
HOME RENOVATION LOANS
Want to add value to your property with some renovations? Access the equity locked in your home towards further improvements to your property. We offer endless possibilities when it comes to your mortgage loan options. Let us help your clients achieve your dreams.
COMMERCIAL LENDING
A commercial loan is a financial instrument that businesses owners can avail of to address any short-term capital needs. The sanctioned amount can be used to increase the working capital, acquire new machinery, build new infrastructure, meet operational costs, and other such expenditures.
PRIVATE MORTGAGE
A private mortgage is a home loan issued by a lending institution that’s not represented by a traditional bank, credit union or monoline lender.
Customers Testimonials
Customers Testimonials
Securing a mortgage through Beyond Mortgage Realty was effortless. Their team guided us seamlessly, providing competitive rates and a personalized mortgage that perfectly suited our needs. Thanks to their expertise, we purchased our dream home without hassle.
Lisa K.
Beyond Mortgage Realty exceeded our expectations. Their responsive team understood our unique financial situation and presented multiple options with competitive rates. Thanks to them, we are proud homeowners. Trust Beyond Mortgage Realty for reliable mortgage financing.
Christen S.
First-Time Mortgage, a lifesaver for first-time buyers like me. They addressed all my concerns, offering valuable guidance and finding the perfect mortgage option. Thanks to them, I am now a proud homeowner. Choose First-Time Mortgage for reliable mortgage financing.
Keith M.
Need an Appraiser to evaluate your home that you want to sell or buy?
Whether you’re applying for a mortgage to buy a home, refinancing your existing mortgage, or selling your home to anyone other than an all-cash buyer, a home appraisal is a key component of the transaction.
If you’re a buyer, owner, or seller, you’ll want to understand how the appraisal process works and how an appraiser determines a home’s value.
An appraisal for an average home usually costs $275 to $450 which is usually paid by the buyer, in some cases, paid by a seller to help list their home at a fair market price
KEY Appraiser facts
- An appraisal is an unbiased professional opinion of a home’s value and is required whenever a mortgage is involved in buying, refinancing, or selling property.
- A qualified appraiser creates a report based on an in-person inspection, research into recent sales of similar properties, current market trends, and the details of the home, including its size, condition, floor plan, and amenities.
- The borrower usually pays the appraisal fee, which averages $300 to $450.
- When the appraisal value is lower than expected, the transaction can be delayed or even canceled.
What Is a Home Appraisal?
An appraisal is an unbiased professional opinion of a home’s value. Appraisals are almost always used in home transactions and are common in refinance transactions.
If it is a purchase-and-sale transaction, the appraisal is used to determine whether the home’s contract price is appropriate given the home’s condition, location, and features. In a refinance transaction, the appraisal assures the lender that it isn’t loaning the borrower more money than the home is worth.
We work with the top appraisers in Alberta, who are talented & who will evaluate your home purchase or sale, at the top of market value rate. Get in touch with us on how we can help you determine the price of the home you want to buy or maybe want to sell.
Our aim is to understand the vision of your real estate goals! Consider us not an agency, but a partner, who solely works for your best interest.
We look forward to hearing from you. Get free consultation today.
