Building Your financial Future,
One Home at a Time
Where Smart Financing Meets Real Estate Success
Finance Your Home in Edmonton - 99% Guaranteed Approvals
📍 Serving Edmonton & Surrounding Areas
We’ve helped clients all over Edmonton, St. Albert, Sherwood Park, Leduc, Spruce Grove, and beyond secure mortgages that make sense—whether they’re buying their first home or their fifth.

🏡 Your Mortgage, Your Terms
Every buyer is different. That’s why we tailor mortgage solutions to match your income, credit profile, and long-term goals—not just today’s interest rates.
With Beyond Mortgage Realty, you get:
✅ Access to a wide range of A-lenders, B-lenders & private lenders
✅ Expert guidance through pre-approvals and mortgage applications
✅ Competitive rates and flexible terms
✅ Help with low credit, self-employment, or unique financial situations
✅ Real estate and mortgage expertise—all in one place
We do the legwork. You get the best deal without the stress.
🔑 Mortgage Solutions for Every Homebuyer, Investor, and Entrepreneur
We’ll guide you through pre-approval, down payment assistance, and government incentive programs like the First-Time Home Buyer Incentive or the RRSP Home Buyers’ Plan.
Whether your mortgage term is ending or you want to lower your payments or access equity, we’ll find the right refinancing solution for you. We also offer cash-back options if you wish to receive a cash offer for your home.
Income doesn’t always come with a T4—and that’s okay. We specialize in helping self-employed individuals, entrepreneurs, business owners, and freelancers by working with lenders who understand and cater to the unique challenges of self-employment financing.
Looking to build wealth through real estate? We collaborate with investor-focused lenders to help you secure the right mortgage structure, whether you plan to fix, flip, or hold onto your property for long-term success.
Even with past credit issues, you still have options. We can connect you with alternative lenders and design a plan to improve your financial future. Feel Free to Speak to us at 780-446-6314
Blog
Buying a Home in Edmonton with Bad Credit: What Are Your Options?
Is It Better to Buy or Rent in Edmonton? A 2025 Guide for Homebuyers
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We specialize in all areas of Canadian immigration, including Permanent Residence, Express Entry, Family Sponsorship, Work Permits, Study Permits, Refugee Claims, Humanitarian Applications, and Canadian Citizenship.
Shawar Law Immigration has over 15 years of experience helping clients from around the world successfully settle in Canada. We’ve assisted thousands in achieving Permanent Residence and Citizenship.
Yes. We have extensive experience assisting clients with complex cases, including those without status. We assess your eligibility and explore all possible pathways, such as Humanitarian and Compassionate Grounds or Spousal Sponsorship.
Processing times vary:
Express Entry: 6–9 months
PNP: 12–18 months
Family Sponsorship: 12–24 months
Other humanitarian or refugee routes: May take longer
We guide you through each step to avoid delays and speed up the process where possible.
Our fees vary depending on the complexity of the case and the type of application. During your initial consultation, we provide a transparent breakdown of costs with no hidden fees.
We Offer Financial & Superior Services
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Meet Some of our Doctors
At CBT Wellness & Virtual Services, we have a great team of therapists dedicated to helping you reach your full potential.